All of the following are major rating factors for determining private passenger automobile insurance premiums EXCEPT

A) gender.
B) age.
C) race.
D) marital status.

Answer: C

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_____________ takes place when the receiver interprets the meaning of the message.

A. Decoding B. Encoding C. Media buying D. Reach E. Noise

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During what stage of team development do group members get to know one another and reach a common understanding of what the group's goals are to be?

A. Introductory B. Norming C. Adjourning D. Forming E. Storming

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