An event that affects the "social" need of Maslow's hierarchy includes:

In the Moody's Analytics model, which of the following is a function of the historical returns of the individual assets.

A. The risk of a loan. B. The expected default frequency. C. The loss given default. D. The correlation of default risk. E. The volatility of the loan's default rate.

OM's transformation role is to add value. Value added is

a) performing activities well for the least possible cost b) the net decrease between output product value and input material value c) increasing product value in the first stage d) the net increase between output product value and input material value e) customizing a product, regardless of expense, to satisfy customer needs