Which of the following statements about policy delivery is CORRECT?

A) Most insurers require agents to personally deliver the policy so that they can explain the policy's terms, exclusions, and riders.
B) Constructive delivery is not considered a legal means of delivering an insurance policy.
C) The insurer typically sends the policy directly to the policyowner.
D) Policies cannot be mailed to agents for delivery to policyowners."

Ans: A) Most insurers require agents to personally deliver the policy so that they can explain the policy's terms, exclusions, and riders.