Planning values are used in bottom-up planning, but cannot be used in top-down planning

The Real Estate Settlement Procedures Act applies to all closings of real property

Indicate whether the statement is true or false

A buyer of real estate subject to a mortgage who does not undertake any personal liability for payment of the mortgage debt:

A) takes the property "subject to" the mortgage. B) "assumes" the mortgage. C) can only obtain a quitclaim deed. D) can only obtain a leasehold.