Traditional indemnity plans are characterized by all of the following EXCEPT
A) The ability to access care from a specialist only with a referral from a primary care physician
B) Billing and submission of claim forms for reimbursement
C) The inclusion of a deductible and coinsurance requirement
D) Provision of care on a fee-for-service basis
Ans: A) The ability to access care from a specialist only with a referral from a primary care physician
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If the bank decides to cut down on interest expenses by reducing its dependence upon borrowed funds, what policy must the bank follow?
A. Manage liquidity risk exclusively through reserve asset management. B. Manage liquidity risk exclusively through liability management. C. Reduce the bank's dependence upon demand deposits D. Increase interest income by increasing lending. E. Increase interest income by increasing securities holdings.
Account true balances can change because of the passage of time.
a. true b. false