Antonio believes that the most productive way to achieve a goal is to move forward step-by-step in a linear, sequential fashion. This suggests Antonio has which of the following orientations toward time?

When a decreasing term policy is purchased, it contains a decreasing death benefit and

A) increasing premiums B) level premiums C) decreasing premiums D) variable premiums

Midnight Magic, a perfume manufacturing company, plans to release a new fragrance during the holiday season at $99 per bottle

The company intends to bring the price down to $49 within six months of its release to attract buyers who couldn't afford the initial price. Which of the following pricing strategies is Midnight Magic using? A) market-penetration pricing B) market-skimming pricing C) competitive pricing D) cost-plus pricing E) product-line pricing