Before a warrant may be issued under the Fourth Amendment, probable cause must be established

The inclination of higher-risk individuals to be "first in line" to get and keep insurance is called

A) misrepresentation. B) excess risk. C) adverse selection. D) substandard selection."

Which of the following statements about learning curves is generally TRUE?

A) Management can decide to achieve a certain rate of learning. B) Learning curves were first quantified by the U.S. Postal Service. C) Using the "doubling" model, a learning curve with a rate of learning of 70 percent means the tenth unit takes 70 percent of the time that the twentieth unit will take. D) Learning curves are recognition of the concept that the time a task takes usually decreases with experience.