When a viewer believes he or she can take action to prevent negative consequences by purchasing a product or service, the individual is exhibiting self-efficacy

Retail auditing procedures are standardized through the use of _____

a. audit forms b. nondisguised audits c. disguised audits d. vertical audits

If the present value of a perpetual income stream is increasing, the discount rate must be ________

A) increasing B) decreasing C) changing unpredictably D) increasing proportionally