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Sam has a $200,000 convertible life insurance policy. If he chooses, he can:

A. Purchase an individual annuity for any face amount using the 1035 exchange privilege. B. Purchase another term policy and increase his death benefit without proof of insurability. C. Convert to a whole life policy for the same face amount without proof of insurability. D. Convert to another term policy with a lower face amount without proof of insurability.

Which of the following is true of the objection of lack of standing that a state can raise against a complaint at the ICJ?

A. It can prevent private persons from directly entering into a case against a country. B. It only applies to persons with dual citizenship. C. It cannot be used as grounds for dismissing a case. D. It prevents states from sponsoring private persons from bringing a case against another state.