Stress is an interaction between person and environmental factors.

Timex designs a set of newspaper ads promoting its watches, making them available at no cost to jewelers selling its watches so they can add their names, addresses, and phone numbers. It is using ________ advertising

A) institutional B) generic C) cooperative D) shared

Discounting calculates the __________ value of an amount to be received

A) future B) compounded C) present D) book