Before using any database management system (DBMS), a user should create a data model based on users' requirements

Which of the following is true about the distinction between secured and unsecured credit?

A) Secured debt results from a judgment of the court, whereas unsecured debt results from the agreement of the parties. B) Secured debt will be collected over more than one year whereas unsecured debt is expected to be collected within one year. C) Secured debt is debt that has already been paid, and unsecured has not yet been paid. D) Secured debt has collateral associated with it, whereas unsecured debt has no associated collateral. E) Secured debt is expected to be collected, whereas collection of unsecured debt is doubtful.

Several significant deficiencies in internal controls may constitute a material weakness

a. True b. False Indicate whether the statement is true or false