What is the average over all rows and columns?

The risk that an investor will be forced to place earnings from a loan or security into a lower yielding investment is known as

A. liquidity risk. B. reinvestment risk. C. credit risk. D. foreign exchange risk. E. off-balance-sheet risk.

After much trial and error in creating sales forces, most companies today attempt to establish a:

A) hybrid sales force composed of expatriates and in-country nationals. B) sales force composed of a majority of expatriates. C) hybrid sales force composed of expatriates and third country nationals. D) sales force composed of third country nationals. E) sales force consisting of all in-country nationals.