A risk pool needs a small group of similar exposures for predictive accuracy

Brad sends an email to his boss, asking for permission to attend a training seminar in Houston. This is an example of ___________ communication.

a. downward b. lateral c. external d. upward

What is the most common type of agent wholesaler?

A) wholesale merchant B) industrial distributor C) limited-service wholesaler D) manufacturers' representative E) truck jobber