It takes a service rep an average of two and a half minutes to take a customer's information. Over the course of a work week, the rep handles 160 calls a day during her eight hour shift. What is the service rep's capacity cushion?

Which of the following statements is true of umbrella insurance?

A) It cannot be used for liability coverage. B) It does not require the insured to have already purchased insurance policies. C) It cannot be used with other insurance policies. D) It is only paid if the limits on other insurance policies have been exceeded.

Loss aversion is the behavior of excessively conservative investors

Indicate whether the statement is true or false.