Which of the following actions or statements by a debt collector would be least likely to violate the Fair Debt Collection Practices Act (FDCPA)?
A. Contacting the debtor's adult son to determine whether the debtor has the financial resources to pay the debt
B. Telling the debtor the exact legal course of action the creditor intends to take if the debt is not paid on time
C. Repeatedly telephoning the debtor at home after she arrives home from work
D. Telling the debtor that a failure to pay the debt on time will lead to her imprisonment
Answer: B. Telling the debtor the exact legal course of action the creditor intends to take if the debt is not paid on time
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Darryl Wild enters a motorcycle race. As a condition of entering, he signs a waiver releasing the race organizers for any claims arising from injury to his person however caused, including as a result of negligence by them or their agents
During the race, a flag man goes too far out onto the course and when Darryl attempts to avoid him, he loses control and crashes. Darryl sues the organizers for his injuries. Which of the following is TRUE? A) Motorcycle racing is a high risk activity. B) Darryl could have been in no doubt as to the existence and extent of the waiver. C) The courts generally uphold exemption clauses in actions brought by participants against high risk activities. D) Both A and B E) All of the above.
In terms of the full range of leadership model, which leader behavior is the least effective?
A) management by exception (active) B) contingent reward C) management by exception (passive) D) individualized consideration E) laissez-faire