If one spouse is an Oregon full-year resident, and the other spouse is a part-year or nonresident, they may choose to file separate Oregon returns, even though they may have filed a joint federal return.

Disparate treatment could be legal if the discrimination _____.

A. is practiced to increase efficiency B. is performed by a governmental organization C. is performed by a private employer D. is intended to reduce affirmative action E. is categorized as a bona fide occupational qualification

Which of the following statements regarding limited-pay life insurance is NOT correct?

A) Limited-pay policies mature more quickly than do continuous premium whole life policies. B) Limited-pay policy death benefits remain level for the duration of the policy. C) Cash value grows more quickly in limited-pay life policies than it does in continuous premium whole life policies. D) Limited-pay policies endow when the insured is 100 years old."