Securities are ________ for the person who buys them, but are ________ for the individual or firm that issues them

Suppose you purchase a new home for $75,000, making a down payment of 20% and taking out a mortgage on the balance

What is the return on your investment in your home if one year later the price of the home increases by 5%? What if the price of the home decreases by 5%?

An example of a market failure is

A) a firm is dumping toxic waste that is making people sick. B) when not everyone who wants to see a major league football game can. C) when there is an increase in demand and a shortage develops. D) unemployment.