The valuation allowance account should be evaluated at the end of each accounting period

According to the Truth-in-Lending Act, consumers must be informed of credit terms by:

A: The trustee; B: The broker; C: The lender; D: The escrow company.

The distance between 1.0 and where the AQL intersects the OC curve is the value ? (Beta)

Indicate whether the statement is true or false