Which of the following sections of a job description permits quick and easy identification as to whether or not the job is exempt or nonexempt relative to the requirements established under the Fair Labor Standards Act?

The entire contract of an individual health insurance policy includes all the following EXCEPT

A) endorsements and waivers B) the application and waivers C) endorsements and riders D) the Buyer's Guide and any riders

Which of the following is not a personal use of life insurance?

A. A client buys cash value insurance to fund their children's college education. B. A client buys insurance to pay off their mortgage should they pass away prematurely. C. A client buys insurance to fund a buy-sell agreement. D. A client buys insurance to provide future income to a surviving spouse.