Which fraud scheme involves stealing customer receipts and applying subsequent customer cash payments to cover the theft?

Which of the following is NOT considered to be an act of bankruptcy? A debtor

A) admits at a meeting of his creditors that he is unable to pay his debts B) shows at a meeting of creditors financial statements that show he is insolvent C) gives notice to his creditors that he has suspended payment of his debts D) ceases to meet his liabilities generally as they become due. E) all of the above are considered to be acts of bankruptcy

A 15-year mortgage compared to a 30-year mortgage has all of the following except

A) a lower appraisal fee. B) less interest over the life of the loan. C) higher payments. D) a faster buildup of equity.