Discrimination that is embedded in the policies and practices of places like schools, banks, governments, etc. is called

For an adjustable-rate loan, which of the following features would limit how much the principal balance could increase in the event that the payment increases didn't keep up with the rate increase?

A. Interest rate cap B. Mortgage payment cap C. Negative amortization cap D. Conversion option

________ are society's relatively permanent and ordered divisions whose members share similar values, interests, and behaviors

A) Social classes B) Societal norms C) Reference groups D) Universal cultures E) Social networks