The Fair Debt Collections Act applies to:
A) collection agencies

Which of the following is likely to occur during economic downturns?

A) People tend to spend more on luxury goods. B) Consumption of necessary goods decline. C) Long-term credit is available at concessional rates of interest. D) The purchasing power of the population declines. E) The level of investment in the economy rises.

When a sales job is being filled by an untrained individual, the job specifications list will most likely include ________ as a way to predict which candidate will perform the job well

A) age and gender B) past job performance C) relevant certification D) personality traits