Which of the following would be considered the primary purpose of RESPA:

A: To regulate all real estate loans;
B: To choose lenders that can process applications for loans;
C: To regulate home improvement loans;
D: To require that disclosures be made by lenders that make loans on one-to-four unit dwellings.

Answer: D: To require that disclosures be made by lenders that make loans on one-to-four unit dwellings.

Business

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Which of the following, if true, provides the strongest support for the belief that the employees are satisfied?

A) Profit margins are higher than those of competing companies in the industry. B) Overall costs are lower this year than they were last year. C) Candidates for job openings are likely to be referrals from current employees. D) Middle managers report high levels of satisfaction among their subordinates. E) Employees were informed that their yearly bonuses would be based partly on high job satisfaction ratings.

Business

Thorstein Veblen states that members of the leisure class sought to differentiate themselves from other members of the class by giving expensive parties and gifts. He gave this behavior which of the following designations?

a. The need to survive b. The need to be perceived as superior c. The desire for comfort d. The desire for security

Business