The principle of indemnity says that the insured should profit from insurance

Strict liability theory has been frequently applied to the provision of services

Indicate whether the statement is true or false

David owns a liquor store in a high-crime area. In order to obtain a reduced insurance premium, David promised to have a burglar alarm operating at the store when the store was closed

This agreement, which was incorporated into the insurance contract, is an example of a A) representation. B) binder. C) rider. D) warranty.