Unfair, deceptive, or fraudulent practices on the part of a lender are referred to as predatory lending.

Four discount points will increase a lender's effective yield by approximately

a. 1?4%. b. 1?8%. c. 1?2%. d. 4%.

Some companies may have restrictions on distribution methods based on what?

A) Cost B) Location C) Convenience D) Time E) Security and privacy