Which of the following is a two-party instrument?

A) Deed of trust B) Mortgage
C) Both a deed of trust and a mortgage D) Neither a deed of trust nor a mortgage

B

Business

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The Real Estate Settlement Procedures Act (RESPA) includes all of the following provisions, except:

a. It limits the kind of business affiliations that settlement service providers may create b. It establishes the maximum origination fee that may be charged on a loan c. It requires the use of a uniform settlement statement d. It prohibits receipt of referral fees

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On average, companies spent $31.57 per hour worked per employee in December 2013. Of this total, how much did they spend on wages and benefits, respectively?

A) $28.63 and $9.80, respectively per employee per hour worked B) $21.77 and $9.80, respectively per employee per hour worked C) $120.93 and $99.21, respectively, per employee per day worked D) $7.25 and $4.56, respectively, per employee per hour worked

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