An advantage of centralization is that procedures are not uniform and thus easier to control.

Two components of reliability 0.95 are in parallel and this subsystem is connected in series to a component with a reliability of 0.95. The overall system reliability is ________

A) 0.93 B) 0.94 C) 0.95 D) 0.96 E) 0.97

Credit card companies make a profit in all the following ways except by

A) collecting fees for cash advances, balance transfers, and late payments. B) collecting fees from stores for accepting credit card transactions. C) collecting fees for processing new cardholder applications. D) collecting finance charges on any unpaid balances or cash advances.