The ________ process is analogous to gambling devices

Cybil is insured under a key-person life insurance policy owned by Delta Corporation and then quits her job. Which of the following statements is NOT correct?

A) Cybil can convert the policy to an individual policy. B) Delta can surrender the policy for cash. C) Delta can keep the policy in force. D) Delta can assign the policy."

Two people buy a property together if one dies full ownership will automatically belong to the other this is called

a. joint tenancy b. tenancy in common c. tenancy at sufferance d. community property