If those who are in ill health purchase health insurance and this raises the premiums for all of the insureds, this would be an example of

Communicating adequately is difficult when the cultural programming of the negotiators differs

Indicate whether the statement is true or false.

When economies of scale exist, the percent of sales method will overestimate the assets required

and therefore overestimate the amount of discretionary financing needed. Indicate whether the statement is true or false