________ provides software tools to automate development methodologies and reduce the amount of repetitive work in systems development

In the graph below, the area between the lines AC and OB to the right of point E represents ________

A) fixed costs B) breakeven point C) operating loss D) operating income

Select ALL of the following that are not depository institutions:

a. credit unions b. savings and loan associations c. mutual funds d. savings banks e. brokerage firms