Interest earned on the cash component of a life insurance policy is not taxes at the time it is credited to the cash component

Which of the following statements pertaining to life insurance premiums is NOT correct?

A) The interest factor is a premium charge based on assumed lost earnings after claims. B) An insurance company invests the premium money it collects to earn interest. C) The expense factor in premium ratemaking frequently is referred to as loading. D) For an insurance company, the costs of doing business must be reflected in its premiums."

________ effects of economic integration are the overall growth in the market and the impact on a company caused by expanding production and by the company's ability to achieve greater economies of scale

A) Dynamic B) Static C) Economic D) Barrier