Which of these estimates should be the most accurate?

Which of the following is not a risk that can be hedged?

A) Flood B) Commodity prices C) Interest rate movements D) Exchange rate movements

When composing a message, how do good organizational techniques save the writer time?

A) There is less time spent writing and reorganizing B) There is less time spent determining the distribution channel C) There is less time spent on research D) The main idea is harder to define E) More time can be spent brainstorming