________ takes place when an outside party pays for losses that occur.

What is NOT a sociocultural influence that affects a consumer's behavior?

culture reference groups social class perception

_____________________ is the process of evaluating and planning for capital (plant asset) expenditures. This is an important management task because these expenditures often involve long-run commitments of large amounts, affect predicted cash flows, and impact future debt and equity financing.

Fill in the blank(s) with the appropriate word(s).