Behaving ethically can reduce transaction costs through the reputation effect

Which of the following would not be considered a speculative risk?

A. Every week your client plays $20 on the lotto. B. Any action that could do harm to your clients well-being such as reckless driving. C. Your client invests 5% of his salary into the defined benefit plan at his workplace. D. All of the above situations involve some risk.

Intergroup development seeks to change groups' attitudes, stereotypes, and perceptions that groups have of each other

Indicate whether the statement is true or false