The __________ theory suggests that people compare the ratio of their own outcomes to inputs against the ratio of someone else's outcomes to inputs

All of the following statements about a policy grace period are false, except:

A. Death during the grace period results in the denial of the claim. B. Grace periods are typically 31 days. C. Returning the policy during the grace period results in a full refund of premiums. D. Not every insurer is required to provide a grace period.

________ is a crimeware technique used to steal the identity of target companies to get the identities of their customers

A) Spamming B) Pretexting C) Social engineering D) Phishing