In the personal selling process, a prospect is a potential customer

Joanne has a $100,000 whole life policy with an accumulated $25,000 of cash value. She would like to borrow $15,000 against the cash value. Which of the following statements is TRUE?

A) Net death benefit will be reduced if the loan is not repaid B) No interest will be charged on loan balance C) Term life policies are the only type of insurance that allows policy loans D) A loan can be taken out for up to the face amount of the policy

Why did the Obama administration join other democratic governments in deploying "shadow" Internet and mobile phone systems against other governments?

A) to stop them from pirating copyrighted material from the United States B) to test new technologies for the intelligence community C) to undermine repressive government attempts to censor dissidents D) to warn them that their behavior would not be tolerated