Who are the parties to a life insurance contract?

A) The agent, the applicant, and the beneficiary
B) The applicant and the beneficiary
C) The agent and the applicant
D) The applicant and the insuring company"

Ans: D) The applicant and the insuring company"

Business

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Which of the following methods measure loan concentration risk by tracking credit ratings of firms in particular sectors or ratings class for unusual downgrades?

A. Migration analysis. B. Concentration limits. C. Loan loss ratio-based model. D. Moody's Analytics portfolio manager model. E. Loan volume-based model.

Business

Secure Sockets Layer is also known as ________

A) Advanced Persistent Threat Layer B) Transport Layer Security C) Presentation Interface Layer D) Network Interface Layer Security

Business