The Financial Accounting Standards Board (FASB) is the federal regulatory body that governs the sale and listing of securities

Under TILA guidelines, all of the following disclosures are provided for an adjustable-rate loan, except:

a. Frequency of changes in the annual percentage rate b. Possibility of changes in the payment amount over time c. The index used to determine rate adjustments d. Statement that the interest rate will be offered for the duration of the loan

When major chain retailers avoid placing stores in disadvantaged neighborhoods, they are likely to be accused of the discriminatory practice of ________

A) embargo B) licensing C) redlining D) puffery E) scrambled merchandising