In the figure above, if no one owns the lake, what is the deadweight loss in the market?

By providing and communicating information, the financial system

A) reduces the difference between the return on three-month U.S. Treasury bills and the return on thirty-year U.S. Treasury bonds. B) relieves individual savers from the necessity of searching out individual borrowers. C) eliminates the risk in investing in the stock market. D) guarantees investors a reasonable return on their money.

The poverty rate for African Americans is:

A. greater than for any other racial or ethnic group. B. below that for whites. C. considerably lower than that for Hispanics. D. below that for persons 65 years of age or older.