Most researchers agree that the traits that make up a person's personality cannot be categorized

Minmax Co.'s direct labor information for February is as follows:

Direct labor hours worked (AQ) 33,600 Standard direct labor hours for units manufactured (SQ) 35,000 Unfavorable direct labor rate variance$11,760 Total payroll for direct labor$470,400 The total direct labor flexible-budget variance in February, to the nearest dollar, was:

Which of the following is not a requirement for respa?

A. All settlement charges must be itemized on a uniform settlement statement B. The lender must give applicants a booklet about settlement procedures within three days of receiving an application C. A buyer may not be required by a seller to use a particular Title Company D. Loan advertisements must include the annual percentage rate