Effectively governed organization must have mechanisms in place that oversee the long-term strategy of the company

A "payment cap"

A) limits interest rate increases and decreases on an adjustable-rate loan. B) limits interest rate increases on adjustable-rate loans. C) limits interest rate decreases on adjustable-rate loans. D) limits neither an increase or a decrease in the interest rate on adjustable-rate mortgages.

A tool that allows teams to identify and graphically detail all possible causes related to a problem and discover root causes of the problem at hand best describes

A) TMAP. B) nominal group technique. C) fishbone diagram. D) Delphi technique.