Geodemographics can be used to segment business markets as well as consumer markets

What role did the credit-rating agencies play leading up to the start of the financial crisis in 2007?

A) Inaccurate ratings provided by credit-rating agencies helped promote risk taking throughout the financial system. B) The credit-rating agencies were the first to see signs of trouble, and they developed more stringent standards as the housing bubble evolved. C) Solid ratings provided by credit-rating agencies helped limit risk taking throughout the financial system. D) The credit-rating agencies were largely uninvolved with the financial crisis.

It's important for leaders to understand that decision making is not an individual process but a _____ process

Fill in the blanks with correct word