Holding all other factors constant, a firm that is subject to a greater level of business risk should employ more total leverage than an otherwise equivalent firm that is subject to a lesser level of business risk

Of the following, which would have priority (would be a superior lien):

A: A first deed of trust; B: A homestead; C: A 1911 Street Improvement assessment lien (bond); D: Whichever of the above was recorded first.

Which term refers to the process by which a salesperson uncovers and clarifies a customer's problem, works with the customer to create a vision of how things could be better, and then develops a plan for implementing the vision?

A) product development B) quality control C) field testing D) solution selling E) product configuration