The people who install heating, ventilating, and air conditioning systems know that a mistake can be costly

Equipment or materials that are functionally, operationally, and aesthetically equivalent to higher-priced items made by different manufacturers are called:

a. copy-cat goods b. proxies c. makeshift goods d. knock-offs

In which of the following circumstances would the incontestable clause of an insurance policy apply?

A) Impersonation of the applicant by another B) Intent to murder C) Concealment of smoking D) No insurable interest"