Which of the following is not a reason to set realistic financial goals?
A) So you have something to refer to every time you get paid
B) So you have a high likelihood of achieving them
C) If the goal is too onerous you will be unwilling to follow the plan
D) If you fail you will be discouraged and lose interest in planning
Answer: A
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The equitable doctrine that permits enforcement of oral contracts that should have been in
writing is known as: A) Part performance. B) Promissory estoppel. C) The equal dignity rule. D) A collateral contract.
Which of the following would be a valid reason for an insurer to contest a policy after the contestable period has ended?
A) The policyholder made a material misrepresentation in the application process. B) The insurer's loss ratio is running higher than the insurer anticipated. C) The applicant had someone else take the medical examination required for policy approval for her. D) The policyholder concealed a material fact at the time of application.