Many companies use social media to publish ________ in which they communicate directly with customers and other audiences, rather than going through news media outlets

Which of the following company actions require registration with the S.E.C.?

a) borrowing money by using its bank credit line b) borrowing money from a bank via a term loan c) borrowing money by selling bonds in the open market d) an initial public offering e) a follow-on offering of shares in the open market f) retaining earnings to add to its equity

The nonforfeiture right gives the policyholder the cash value of the policy in exchange for the policyholder giving up his or her right to a death benefit

Indicate whether this statement is true or false.