Semistructured information is all the knowledge in a firm that resides in the heads of experienced employees

Organizational cultures that lack positive values may result in all of the following EXCEPT

A) empowered employees. B) unproductive and indifferent employees. C) employees with poor attitudes. D) negative customer relations. E) employee misconduct.

Which statement(s) is/are true about subrogation?

I. Subrogation supports the principle of indemnity. II. Subrogation helps to keep insurance premiums lower. (a) I only (b) II only (c) both I and II (d) neither I nor II