What is a common technological base to which different features are added, to create a family of products, each targeted at different customers?

_____ involves the identification, analysis, forecasting, and planning of changes required in the human resource area to ensure that a company meets changing business conditions.

Fill in the blank(s) with the appropriate word(s).

Which of the following is true of commercial paper?

A. It is a secured long-term debt instrument issued by corporations. B. It is always issued via an underwriter. C. It may help a corporation to raise funds often at rates below those banks charge. D. All corporations can tap the commercial paper market. E. Total commercial paper outstanding in the US is smaller than total C&I loans.