Which organization possesses a generally conceded and exclusive right to coerce adults?

As the central bank, the Federal Reserve System provides banking services to

A) banks and regulates financial institutions and markets. B) foreign corporations and determines the exchange rate. C) the government and the stock market. D) individuals and controls the quantity of money. E) banks and determines how much the U.S. government will borrow.

The money supply will grow faster through deposit creation when the legal reserve requirement is

a. high and banks hold excess reserves b. high and banks cannot find good customers to lend to c. low and banks are able to lend out all of their excess reserves d. low and banks are unable to loan out all of their excess reserves e. high and banks are not able to loan out all of their excess reserves