A key part of projecting a professional image is using positive speech patterns including grammar and sentence structure

Which of the following is true with regards to the trade-off between a risk-free investment and a risky investment?

A. There is very little risk in an IPO since returns often exceed 20% in the first day. B. Mutual funds containing mostly large stocks are more risky than mutual funds containing smaller stocks. C. If you prefer less risk, purchase a bond issued by a successful and established firm. D. There is little risk in purchasing land as an investment since the value of land always appreciates over time.

Leland elects to surrender his whole life policy for a reduced paid-up policy. The cash value of his new policy will

A) remain the same as in the old policy B) decrease gradually C) decrease by 50% immediately D) continue to increase"